Dog Owners: Do You Know Your Legal Responsibilities?

As a dog owner, you should know that you are required by law to maintain your pet in a safe manner. The public is granted the right to be safe from harm. This means that you have a legal duty to prevent any injury that may be caused by your animal. Any injury which is suffered by a dog attack victim that is found to be because of a breach of that duty, (which is a legal definition) can be grounds for someone to sue and collect damages.

Your duty under this law requires that you should properly secure your pet, or make sure that the person you have entrusted the animal with is fit to restrain the dog under normal circumstances. This means that even if you have hired someone to walk your dog, you may be held legally and financially responsible for damages suffered in a dog bite attack. If your dog cannot be restrained and attacks a person or another animal, you may be held as the responsible party under the law, and can be liable for medical care and treatment plus other things such as damaged property.

You may also be found to be in breach of the law if you have failed to comply with local ordinances, for instance one that prohibits dogs being off leash in a public area, such as a park. Or, if you knowingly keep a vicious dog, who has previously exhibited a savage or vicious nature you may be found to have been negligent by a court of law. The laws are intended to protect the general public from any known dangerous dog. If the dog owner has actual knowledge, or if it even can be shown that he or she should have known of the propensity of the dog to be vicious they may be liable for damages. In other words, has the dog shown a pattern of aggression, biting or attacking behavior in the past? If so, what steps did you as an owner take to correct the problem?

Certain breeds of dogs may carry a higher liability than other breeds. You may feel this is fair or not, but the laws are clear. Owners may face increased liability based upon the legal classification of the dog breed. If you choose to own a dog that is automatically considered to be dangerous under the law, you may be facing harsher charges and additional dog bite lawsuit settlement fees as a consequence. As a dog owner be sure you know what is expected of you under the law. Prevent a potentially tragic situation by learning how to properly train and restrain your dog.

Legal Responsibilities When Running a Daycare

Do you have your own daycare center? Do you know your duties as an owner and manager of your business? There are business owners who are unaware of the legal implications of being the owner and manager of their facility. You have lots of duties and you need to know what are required in order not to put yourself into conflicts when fulfilling your duties.

You need to think about the real interest of your facility, you need to check on it all the time. Know all the responsibilities that you need to meet and consider when you are running your own business. Legal responsibilities should be thought about. If you want to gain success, you need to consider your legal responsibilities. When you disobey the rules, then an accident occurs in your premises, you are more liable in everything. So, when you are abiding with the rules and regulations of your county, you can most likely gain success.

Get business license. Each state, each county has their own sets of rules and regulations. Check out the rules in your county and abide with it. Know all the requirements in getting license. In running a daycare, there are different requirements, see to it that you can meet all of these. In making your business licensed, you are protecting yourself, your business and the children under your facility.

Typically, you are requires to be background check. There are also some states or county that requires CPR and first aid training. You can get training through The Red Cross for an affordable fee. In running a daycare business, it is necessary to gain knowledge about CPR and first aid training in order for you to know what to do when accident happens.

Definitely, your facility will be checked by a licensing person, so you have to make sure that your facility is safe enough, you must have the necessary medicines, you must have a fire extinguisher and there are no harmful chemicals that can be within reach of the children. They will check every area that is allocated for the kids, they will assure that this is a perfect place for the kids.

The licensing persons will make sure that the place is a safe place and has met all the requirements before they provide you with the business license that you need. So, before they will go to your home for inspection, see to it that you prepare your facility. Make sure that you complete all the required items.

The Legal Responsibilities Of Credit Card Processing

From the little neighborhood deli to nationwide fast food chains to girl scouts selling cookies on the corner, it seems like everyone accepts credit cards now; in fact, it’s almost essential to accept credit or debit cards in order to keep up with the competition. But just because a lot of merchants accept them, it doesn’t necessarily mean it’s a simple thing to do. There are many credit card processing laws that merchants must follow in order to stay in compliance with their processing providers, as well as to keep their customers’ information secure. Read on to learn about the legal responsibilities of processing credit and debit cards.

When completing a transaction using a credit or debit card, a great deal of personal information must be obtained, including name (or business name), address, card number, pin number, etc. Unfortunately, just like a lot more businesses now accept credit cards, there are a lot more people out there trying to capitalize on this personal information, and identity theft has grown exponentially. Merchants have a great deal of responsibility to protect their customers’ information, and must take a great deal of precaution. Even when it seems like you are being cautious, identity thieves are developing new technology all the time to get a hold of the information they want.

Each and every business or merchant that accepts personal payment information from their customers are required to comply with credit card processing laws and regulations as well as institutional policies implemented by the issuers of most credit and debit cards and credit card machines. By following these laws in most cases you can fulfill your ethical duty of ensuring that your customers’ information is being used only in the way they want to be used, and that their financial security, privacy and confidentiality are protected.

So what are the legal responsibilities of credit card processing? Some laws/policies that ensure data security include:

• Merchants cannot store any customer credit or debit card information on a local server or computer.
• The Card Identification Number (CID) should never under any circumstances be stored electronically or on paper. (The CID number is the three digit security code on the back of the credit or debit card.)
• Transaction receipts may only show the last four digits of the credit or debit card number.
• If you absolutely must record the entire credit or debit card number to process the transaction, all but the last four digits of the number must be blacked out as soon as refunds and disputes are no longer likely. (Depending on your return policy, this will preferably be within 60 days and should not surpass 180 days.)
• Credit card information cannot be accepted via email. Any emails containing this information should be immediately deleted from your computer.
• Only retain original receipts showing the last four digits of the credit card number or transactions with original signed documentation in a secure location. These must be retained for a minimum of 12 months unless a longer retention time period is required by contract or law. After the retention time period, records must be destroyed confidentially.
• Paper records must be stored in a locked room or file cabinet. Access to your storage area(s) must be restricted to limited authorized personnel only.

When customers choose to complete a transaction with you via credit or debit card they are putting a great amount of trust in you to protect their information. But if their information is compromised you won’t just be facing the customer or your conscience, if you are found liable you could face an expensive lawsuit. Even if you took every precaution and you are found not liable of a customer’s information being stolen from your company, the time and expense of a legal battle could prove very costly.

Credit card machines can provide the means for incredible profit, but they also come with a tremendous amount of responsibility to customers. Establish strict legal and ethical guidelines within your business to ensure that personal information is protected and access is limited. Follow these guidelines for card processing and ensure your employees follow them too, and your clients and customers will thank you for protecting their private information.

The Legal Responsibilities of Being a Landlord

Many of us think that landlords are the blessed people who don’t have to do much in order to make hefty amounts from their property. Well, believe it or not, being a landlord is not an easy job at all, and landlord often have to make serious efforts to look after their different property related affairs. They have to strive as hard as any other businessperson has to strive to run their business affairs successfully.

Landlords have some major responsibilities toward their tenants, and their first and foremost responsibility is to ensure the safety as well as good living conditions for the tenants. It is quite important to provide such living conditions to the tenants which are safe and do not cause any serious damage or injury to tenants as well as neighbours and other people around. It is often quite difficult and challenging to fulfil the responsibilities of a landlord during tenancy. Because of these difficulties and challenges, a considerable number of landlords often prefer to hire some property management companies’ services that perform all these duties on the landlords’ behalf.

However, if some landlord doesn’t want to hire such services, they need to know about their responsibilities like, becoming unbiased and indiscriminate when getting a tenant for his house. Different government regulations often seem to act against different biases. The landlord can face legal action if he is charged for some discriminatory offenses.

When it comes to the responsibility for handing over a secure house to some tenants, the landlord must make sure that there are no structural issues with the house and all plumbing and electrical lines are in a working condition. There must not be any defect in these lines which may lead to being harmful for the residents later.

The landlord is considered responsible for different systems like plumbing, sewerage and electrical lines. Similarly, he is also responsible for house structure and its related issues.

When it comes to financial transactions, the landlord is responsible to return all those deposits that are collected as security. The landlord must return all these securities with specified interest at the time when some tenants vacate his premises. The landlord is also responsible to transfer that deposit to the new owner in case tenancy is in effect but the house is sold.

If the property is for residential purposes, a greater responsibility lies on the landlord’s shoulders for the time a family stays in his house, as it is their moral responsibility to ensure the safety of these staying families. There must be proper locks and keys for all the doors. He must ensure to make the house insect-free by utilising some pest control services. If the landlord wants to inspect his house, he must inform the tenants prior to his visit.

In short, the biggest responsibility of the landlord is to make it sure that his tenant are peaceful and happy while living in his house, and do not face any sort of trouble.